Anyone admitted to a premier MBA program who wants to save lakhs of rupees over the life of their loan. My focus on high-caliber candidates is what banks value.

I am only a consultant and I do no paperwork. You submit documents directly to the bank. My role is negotiation—pinpointing where banks can reduce interest rates and sweeten terms for you.

I work with both. Many of my clients are Indian nationals using PSU/private banks or NBFCs, but I also assist international students who need options like Prodigy Finance or MPower. I tailor my negotiation strategy based on your location, school, and whether you require a domestic or global lender.

I offer specialized loan negotiation for Top 15 MBA admits. I’m not a loan processor—I leverage my banking experience and insider contacts to help you secure lower interest rates and better terms.

Banks rarely give their best offers upfront. With 10+ years of industry experience, I know exactly how to pitch your top MBA profile so banks see you as low risk, unlocking more favorable rates.

I reach out to my trusted contacts at relevant banks, highlighting your top-tier credentials and potential to get lower rates.

After negotiations finalize, you’ll proceed with the bank’s formal process. By this stage, your reduced interest rate or better terms are in place. That’s where my role essentially ends—leaving you with significant loan savings.

Once interest is confirmed, I connect you directly with a bank manager near your location so you can meet in person (or virtually).

Provide basic info—name, MBA school you got admitted, scholarship details, approximate loan amount. No sensitive documents required.

I may ask a few more high-level questions about collateral or co-signers, but never for private financial documents.

I review your profile to ensure I can genuinely improve your loan terms and make banks see you as prime.

You’ll handle all official paperwork directly with the bank. My hands-on role in collecting or processing doesn’t exist—it’s all transparent.

Absolutely none. I’m fully transparent: if the negotiated terms aren’t good enough for you, there’s no obligation to proceed.

Not at all. Banks pay me for introducing strong, low-risk borrowers—your final rate remains lower than if you’d approached them alone.

No. My service is 100% free to you. I’m compensated by the bank once your loan is finalized, and this commission does not affect your negotiated rate.

Never. You only give me basic info like your name, admit details, and approximate loan requirements. All official documents go directly to the bank.

Yes. I keep your preliminary info confidential and only use it to customize your negotiation strategy. No IDs, bank statements, or credit reports ever come to me.

I’ve successfully negotiated better terms for clients across all types of lenders: Public Sector Banks (PSUs) – e.g., SBI, Bank of Baroda, PNB Private Banks – e.g., ICICI, Axis Bank, HDFC NBFCs (Non-Banking Financial Companies) – e.g., Avanse, InCred, Auxilo International Lenders – e.g., Prodigy Finance, MPower Finance I assist with both collateral-based and non-collateral loan structures depending on your profile.

You absolutely can—but many students don’t know: Which levers banks actually negotiate on (e.g., interest rate slabs, margin money, processing fees) Which banks are flexible depending on your profile and location How to pitch their profile in a way banks understand as "low risk" Over the years, I’ve learned what works through trial, error, policy deep dives, and close conversations with decision-makers. I stay up to date with ongoing scheme changes across banks. My involvement helps avoid missteps and saves you time, frustration, and potentially lakhs in repayment. 📌 Want to try it yourself? Here’s what to negotiate on: Link to Blog

Once I assess your profile, I select a bank branch based on your location. I then connect you with a relevant loan manager or bank official in your city. You’ll physically visit the branch and submit all documentation directly to the bank. I do not collect or handle your financial documents. I'm available throughout to support and guide you, but the entire loan processing is done directly with the bank.

Yes. I’ve worked with numerous MBA admits to reduce rates — often translating into lakhs of rupees saved. My success depends on ensuring you benefit.

Banks recognize Top MBA admits as prime borrowers, but rarely offer their best rates outright. I spotlight your top-tier profile to secure a rate that truly reflects your elite status.

I’m an Education Loan Consultant with over 10 years of experience in the Indian education loan sector, previously Vice President at Axis Bank (Education Loans) and a graduate of IIM Lucknow and BITS Pilani, with a professional network of 2.5k+ followers on LinkedIn. I have over a decade of experience in education loan divisions at major banks, forming strong relationships and understanding exactly how they assess risk. Follow me on Linkedin

They appreciate reliable, high-potential borrowers. By highlighting your top-ranked MBA admit, scholarships, and track record, I show them a low-risk profile they’re happy to offer concessions to.

Even a 0.5–1% lower rate can mean ₹10-20 lakhs of savings on a sizeable loan. Small differences in interest add up significantly over time.

It goes beyond just interest rates. I may negotiate repayment schedules, margin money, and even processing fee waivers—whichever matters most for your financial situation.

No problem—if your loan terms aren’t finalized, I can still advocate for better rates. You decide if the negotiated offer is worth switching.

Simply fill out my short interest form. I’ll evaluate your profile, see if I can secure a significantly lower rate, and reach out with next steps. Link To Form -

Yes. Once the negotiation is set, I connect you with the right official. From there, you’ll submit documents at the branch—my role is to ensure you’re starting at a better position.